Phone: 785-738-2224  Toll Free: 800-530-5154  Fax: 785-738-4313


Rates are subject to change. The information given here may not reflect current rates. Contact us for rate change verification.


(Interest compounded Quarterly)
Effective: October 1, 2017

Account Minimum Balance Interest Rate APY*
Share/Passbook $5.00 0.25% 0.25%



Account Minimum Balance Monthly Service Charge
Moneychek N/A $3.50*
*Monthly Service Charge waived for members 21 & under or 65 & over or if enrolled in E-Statements


(Interest deposited to share account or check mailed)
Effective: August 17, 2018

Term Interest Paid Interest Rate APY
90 Day
($2,500.00 minimum)
At Maturity 0.25% 0.25%
6 Month
($2,500.00 minimum)
Monthly , Quarterly or At Maturity 0.75% 0.75%

12 Month($500.00 minimum)
Monthly, Quarterly, Semi Annually or at Maturity 1.25% 1.25%
18 Month
($500.00 minimum)
Monthly, Quarterly, Semi Annually or at Maturity 1.50% 1.50%
30 Month
($500.00 minimum)
Monthly, Quarterly, Semi Annually or at Maturity 1.75% 1.75%
48 Month
($500.00 minimum)
Monthly, Quarterly, Semi Annually, Annually or at Maturity 2.00% 2.00%



(Interest compounded quarterly)
Effective: April 1, 2018

Account Minimum Balance Interest Rate APY
Traditional $500.00 1.40% 1.40%
Roth $500.00 1.40% 1.40%
Education $50.00 1.40% 1.40%


(Interest compounded quarterly)
Effective: October 1, 2017

Account Minimum Balance Interest Rate APY
HSA $50.00 0.25% 0.25%


  1. The Dividend Rate and Annual Percentage Yield (APY) are listed in the above chart.  The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.  The Dividend Rate and Annual Percentage Yield are subject to change quarterly, as determined by the Credit Union Board of Directors.
  2. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.  The Dividend Rate and APY are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
  3. The Dividend periods, with examples, are listed above.  Subsequent dividend periods will follow the same pattern of beginning and ending dates.  
  4. Dividends will begin to accrue on cash and non-cash items on the business day you make the deposit.
  5. If you close your account before the dividends are credited, you will not receive the accrued dividends for that period.
  6. Dividends are calculated by the daily balance method, which applies a periodic rate to the principal in the account each day.
  7. Transfer limitations apply to Share/Passbook Accounts.  No more than six preauthorized, automatic, or telephone transfers can be made from these accounts to another account of yours, each month. No more than three of these transfers can be to a third party.  Your account may be subject to closure by Farmway Credit Union, or a fee of $.50 per item may be charged if you exceed these limitations.
  8. Account owners agree to pay charges for all returned checks, drafts or other failures of payment or deposit, and fees for account maintenance, as set by the Board of Directors.
  9. The Credit Union may make deposits to your Moneychek account from your Credit Union Share/Passbook Accounts or line of credit (if any) as is necessary to cover overdrafts and other charges.
  10. The $5.00 minimum balance in your share account is your membership share in Farmway Credit Union and must remain in the account while it is open. This membership allows you to participate in all other Farmway Credit Union accounts and service.

There is no service charge for the IRA Accounts.
There is a $15.00 Dormant Account Fee, per quarter, for dormant Share/Passbook Accounts.

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